Reliacard Visa Debit Card

Reliacard is a payment option available with the US Bank which they can exercise while distributing the payment to the customers. US Bank has signed a contract with Nebraska to offer this service of Reliacard debit card to their clients and the customers. This is an innovative method of providing the benefits to the customers in a fast, secure, efficient and convenient manner. Unlike the credit cards, there is no credit line available with the Reliacard. As such this debit card is different from the normal credit card. The service of this card can be availed without any credit balance or bank account requirement.

How to avail the benefits of Reliacard Customers who want to avail the benefits of this Visa debit card can do so by filling up the form titled Authorization for direct deposit and send the form to the address which is mentioned on the form. After the dispatch of the application form, the form is received in an interval of 10 days. To activate your Reliacard, you can make a small phone call and all further payments adjustments would be made against your card. Users can choose to select the payment summary by which he will be provided with the payment report explaining all the details of the transactions made using Reliacard. The current method of transactions would remain the same after choosing the Reliacard. The transactions could be made against your digital signatures. This card can be used at all the payment centers which accept the normal debit cards. Users can pay online bill for the gas, internet, mobile, credit cards, insurance premiums etc in a very convenient manner using this card. However one of the restrictions that users might have to face is that the card cannot be used to rent a car. All the transactions are made against the available balance on the card.

Reliacard Instructions for Using the Card

The instructions are also sent to the users who subscribe for the services of the card. Some of the most helpful instructions available are about activating the card, terms and conditions related to the usage of the card, an agreement of the cardholder describing about his fees and other charges, a starter kit explaining the situations and the locations in which the card can be used, the privacy pledge of the US Bank explaining the importance of the confidentiality of the information related to the card and the security guide for the benefits of the customers. All these information give an insight and detailed descriptions about the card. It is very important for the user to read and understand thoroughly about these instructions. In case of any clarifications required or queries, users can contact the customer care service to clear their doubts.

Security Features

For enhanced level of security required for the card, US bank provides a personal identification number (PIN) to the card holder. For security reasons the card holder should immediately change the PIN number and keep it safe and secured without disclosing it to anybody. This PIN is used to withdraw the cash from the ATMs or while requesting the cash back on certain transactions. However for signature-based purchase, PIN is not required. To activate the card, card holder must call the customer service number at 866-276-5114 and chose a 4 digit PIN. Alternatively, the card holder can request the customer service to mail the PIN to him in a separate letter. Similar to the debit card, the Reliacard does not function without the PIN. In case the card is lost, it should be immediately brought in the notice of the customer care. A new card is issued and the remaining balance on the old card is transferred to the new card.

Getting the Cash

There are various ways by which the card holder can get the cash using the Reliacard. Some of the methods are using the card at any of the 1 million ATMs all across the world, from a teller at any bank that accepts VISA services. Alternatively he can also exercise the cash back option while purchasing at millions of purchase counters such as discount stores and grocery shops. In case any payment is due to the card holder, he does not have to raise a request for getting the fund; funds are automatically transferred to the account within the due date. It should be noted that only the state is authorized to add funds to the Reliacard.

Reliacard Diligent Customer Service

US Bank has provided the provision of toll free customer service whereby the customers can expect to get solution to all their queries. Some of the services include inquiry related to the balance on the card, information related to the recent transactions or requesting the payment history, reporting the lost or stolen card to get it reissued, querying for any payment related issues, requesting a companion card for the family members, requesting a change in the PIN number or choosing the initial PIN number at the time of activating the card. Card holders can contact the local office to know about the due deposit and the corresponding due amount. For additional information or assistance, card holder can contact the customer service number by dialing 866-276-5114.

Available at an Affordable Rate

Most of the services offered with Reliacard are free of cost. For instance there is no fee associated for getting cash back during purchase, no fee during cash withdrawals from the ATMs, no fee for cash withdrawal at VISA banks, no fee for standard card replacement. However a minimal amount of cost is charged to the customers for the following services. Fee is charged for withdrawing money from a non-US bank ATM, in case of inactive accounts for 270 days a fee is charged, additional amount is charged when the card holder request the replacement of expedited card. Apart from this, companion Reliacard also costs the card holder few dollars of charge. Similar fee is charged in case the card becomes overdrawn or some funds are transferred from the Reliacard to savings account.

Reliacard is a great payment option available with the US Bank and is an extremely innovative method of providing the benefits to the customers in a fast, secure, efficient and convenient manner. The services are affordable rates and this makes it a great option.

Visit reliacard at www.reliacard.com.